| Purchase amount | $50–$1,000+ May differ by store | $50–$5,000+ May differ by store |
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| Number of payments | 4 | 3, 6, 12, 18, 24, 36, and up to 60 months |
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| Payment duration | Every 2 weeks | Monthly |
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| Payment at checkout | Down payment may be required | Down payment may be required |
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| Interest | Interest-free | 0–36% APR |
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| Fees? | Never | Never |
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| Credit impact to apply? | No impact to apply. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus if loan is accepted. | No impact to apply. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus if loan is accepted. |
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| Credit impact with a loan? | May impact if loan is accepted or delinquent | May impact if loan is accepted or delinquent |
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