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How payment plans work

Features	Pay in 4	Monthly installments
Purchase amount	$50–$1,000+ May differ by store	$50–$5,000+ May differ by store
Number of payments	4	3, 6, 12, 18, 24, 36, and up to 60 months
Payment duration	Every 2 weeks	Monthly
Payment at checkout	Down payment may be required	Down payment may be required
Interest	Interest-free	0–36% APR
Fees?	Never	Never
Credit impact to apply?	No impact to apply. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus if loan is accepted.	No impact to apply. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus if loan is accepted.
Credit impact with a loan?	May impact if loan is accepted or delinquent	May impact if loan is accepted or delinquent